I started by sculpting the face and hair onto a female base mesh I'd previously created.

I imported the base mesh into Marvelous Designer and created and draped the clothing patterns onto it.

I modeled some armor pieces and imported everything into Zbrush, where I created a high poly sculpt.

I used a combination of Maya, Zbrush, and 3D Coat to create the low poly model. I did most of my UV unwrapping in 3D Coat. Used xNormal to bake the high poly model to a few texture maps, sorted mostly by material type.

Texturing was done in 3D Coat and Photoshop. I frequently bounced back and forth between the two programs.
I also added two previous weapon and shield models I'd made and recolored them so they would better fit Vaayu's color scheme.